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Sunday, February 10, 2008

Article : Your 3 worst debt consolidation moves

"If you're up to your eyeballs, the fantasy of debt consolidation can suck you right in. Watch out for the slippery side of consolidation loans, balance transfers and other 'easy fixes.'" read all...

By MP Dunleavey

Link to a forum : How to get extra money to pay off debts

Jan 13, 2008(>16 posts)
First post of this forum :

"I had been through the debt road before and although I am still undergoing debts but thankfully it had been minimized tremendously.

Sometimes, you can't just depend on a source of income unless you are earning a CEO's pay or 10k and above per month

These are a list of things which I did that had earned me extra cash to put that extra to the debts

(1) E-Bay- IF you have items that need selling belief me E-bay is the place. Remember One man's junk is another's treasure. (On a side note, i even seen people selling their souls??) Moving on..

(2) DO you have insurance? You may wish to take from your insurance first to repay heavy debts especially Credit Cards.

(3) Do you have a skill? My Example, I went to learn Home Beer-Brewing course and sold my beers between friends and neighbours. You will be amazed on the power that the word of mouth has. Of course your beers need to be good. (I don't mean to brag but.. Smile

IF you can paint, go house to house and offer domestic services.. I managed to make a bundle from this

(4) Research through the internet and you will find certain get paid to (like this one) google paid to survey

Well these are just a few that I did and thought of sharing.

Good Luck
"
see this forum at : http://www.debtconsolidationcare.com/settlement/extra-cash.html

Link to a forum : New... any advice would be great!

Feb 04, 2008 (>7 posts)
First post of this forum :

"Hi everyone. I am in my mid twenties $45,000-50,000 in debt. I still have 3 more years of school left and am having an impossible time making minimum payments on all of my cards! I am at my wits end. I recently started looking into debt consolidation but am very unsure about it. Was hoping to get some advice from everyone regarding what the best options are for me. I don't want to do bankruptcy, I just need to drastically reduce my monthly payments. I have been told that Take Charge America is a good company. Any advice? Other recommended companies? Should I consolidate or is there something better that I should do? There seem to be a lot of very knowledgeable people of this site and I would love to learn more from them!
Thanks a lot!
"
see this forum at : http://www.debtconsolidationcare.com/settlement/take-charge-america.html

Link to a forum : Help with credit card debt please

Fri Feb 08, 2008 (>10 posts)
First post of this forum :

"Hi,
I have the most basic sounding problem many of us seem to have. I had a credit card through CitiBank while in college that I did not make payments on for a while...let's say it's been about 2 years at this point. The credit card debt has been placed with ARS at this point, and the debt is for $3952 up to now. I have recently got to a point where I can make payments of about $100 a month on this debt, which could be more sometimes depending (but keep in mind I have student loan debt that I pay on every month--in excellent standing--and am expecting a new baby in two months--so finances are tight). My question is this: what would be the best way to deal with this situation? I have ignored all correspondences because some people have told me not to talk on the phone with them, others say consolidate, others say it's not enough debt to worry about consolidation, while others say to try to negotiate a payment plan via mail. I'm very confused. I know if I only pay $100-$200 a month it's going to take a while to pay it off, but this is all I can do right now...which is better than nothing, right? Please help! I want to have this taken care of asap. "
see this forum at : http://www.debtconsolidationcare.com/settlement/negotiate-payment-plan.html

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